Federal Employees Health Benefits (FEHB)
Unexpected accidents and illnesses can be expensive. Even routine doctor visits and prescriptions can add up.
As a federal employee, the FEHB Program can help you and your family meet your health care needs. Federal employees, retirees and their survivors enjoy the widest selection of health plans in the country. You can choose from among Consumer-Driven and High Deductible plans that offer catastrophic risk protection with higher deductibles, health savings/reimbursable accounts and lower premiums, or Fee-for-Service (FFS) plans, and their Preferred Provider Organizations (PPO), or Health Maintenance Organizations (HMO) if you live (or sometimes if you work) within the area serviced by the plan.
With FEHB, you can get comprehensive health insurance coverage for you, your spouse, and your children under age 26.
There are no waiting periods and no restrictions on pre-existing conditions. All plans offer preventative services at no cost when received from a Preferred Provider. This includes childhood immunizations, screenings for cancer, diabetes, and high blood pressure, and tobacco cessation services and medications. No matter where you live, you have 11 or more health plan options to choose from, each covering:
• Routine physical exams
• Doctor’s office visits
• Specialist visits
• Lab tests
• Prescriptions
• Ambulance services
• Inpatient hospital care
• Surgery
• X-rays
• Maternity care
• Urgent care
• Mental health services
• Stop smoking aids
• Physical therapy
• And more
What can we do for you?
With so many diferent healthcare plans & options, choosing the right one for your situation can be a confusing undertaking. Let a MyFedRetirementWerks Benefits Specialist guide you through the various FEHB plans available in your area and help choose one that maximizes coverage while aligning with your budget – now and into retirement..
Request a free consultation with one of our Benefit Specialists.